Friday, November 21, 2008

Regulation F Financial

September 30, 2008

Total Assets $1,820,303,000
Total Loans - Net $842,954,000
Total Loans to Total Assets 46.31%
Total Equity Capital $141,016,000
Total Equity Capital to Total Assets 7.75%
Net Income Year-to-Date $15,302,000

Regulation F Capital Ratios:

  TIB Well-Capitalized Bank Minimums
Tier I Capital to Average Assets 7.64% 5.00%
Tier I Capital to Risk Weighted Assets 11.31% 6.00%
Total Capital to Risk Weighted Assets 12.33% 10.00%

Regulation F Disclosure Information:

Loans Past Due 30-89 Days & Still Accruing to Total Loans 0.33%
Non-Performing Loans to Total Loans 1.30%
Non-Performing Assets to Total Assets 0.63%
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